Flatex Erfahrungen» Fazit von Tradern: ✪ aus Bewertungen» Unser Test zu Spreads ✚ Plattform ✚ Orderausführung ✚ Service ➔ Jetzt lesen! Flatex Erfahrung # Negative Bewertung von Anonym am Neue Depotkosten und langsame ETF/Aktien-Order. Ich war. Flatex Testbericht: Broker-Test mit ausführlichem Vergleich der Handelskonditionen, Kundenbewertungen, Erfahrungen.
flatex Depot im Testflatex Depot im Test. Der Online Broker flatex wurde gegründet und ist eine Marke der flatex Bank AG, einem führenden Unternehmen für Innovationen im. Testbericht & Vergleich - Erfahren Sie, ob ein flatex ETF-Depot attraktiv ist. Kostenlos ✓ Unabhängig ✓ Mit Empfehlung und Noten je Kategorie. Flatex Erfahrungen» Fazit von Tradern: ✪ aus Bewertungen» Unser Test zu Spreads ✚ Plattform ✚ Orderausführung ✚ Service ➔ Jetzt lesen!
Flatex Test Kundenbewertungen und Erfahrungsberichte Videoflatex Test - flatex Erfahrungen - flatex Alternative
Euro pro Kunde über deren Einlagensicherungsfonds abgesichert. Die Begründung für den Austritt der biw-Bank aus dem Bundesverband deutscher Banken: die Gebühr für die Mitgliedschaft sowie für die erweiterte Einlagensicherung soll gespart werden.
Wer sein Depot bei Flatex führt, sollte also nicht mehr als Das eigentliche Depot wird von dieser Grenze nicht tangiert, da Aktien, Fonds und andere Wertpapiere nicht unter die Einlagensicherung fallen, sondern als Sondervermögen bei einer dritten Vertragspartei verwahrt werden.
Im Falle der Pleite der depotführenden Bank sind alle Wertpapiere mit Ausnahme der von der Bank selbst herausgegebenen Zertifikate und Schuldverschreibungen geschützt.
Besonders gefallen hat uns neben der leicht verständlichen und günstigen Preisstruktur auch das umfangreiche Angebot an Börseninformationen und Tools von denen gerade aktive Trader stark profitieren.
Auch gefällt uns der Dienstleistungs- und Servicegedanke hinter flatex. Dennoch: In unseren Augen ist flatex ein sehr empfehlenswerter Online-Broker, der sich für alle Anleger-Typen eignet und durch seine Kostenstruktur und das Service- und Dienstleistungsangebot aktive Trader begeistern kann.
Möglicherweise gibt es Kontoarten, bei denen Verluste das eingesetzte Kapital übersteigen können. Sie sollten keine Gelder einsetzen, deren Verlust Sie im schlimmsten Fall nicht verkraften könnten.
Wir empfehlen, sofern notwendig, sich von unabhängiger Stelle beraten zu lassen. Das sind die Ergebnisse der Kundenabstimmung Schreiben Sie uns, welche Erfahrungen Sie mit dem Anbieter gemacht haben.
Jeder Erfahrungsbericht, der von uns veröffentlicht wird, nimmt an der monatlichen Verlosung von drei Amazon-Gutscheinen im Wert von jeweils 50 Euro teil.
Für Ihre Bewertung vergeben Sie bitte Sterne von 1 mangelhaft bis 5 sehr gut. Hiermit, stimme ich den Datenschutz- und den Teilnahmebedingungen zu.
Ihr Browser unterstützt leider keine eingebetteten Frames iframes weiter. All Rights reserved. The account opening for non-German residents is overly complicated and can take even weeks.
You can use only use bank transfer for deposits and withdrawals. Lastly, a good knowledge of German is required as the services are all in German.
Everything you find on BrokerChooser is based on reliable data and unbiased information. Read more about our methodology.
We ranked Flatex's fee levels as low, average or high based on how they compare to those of all reviewed brokers.
First, let's go over some basic terms related to broker fees. In the sections below, you will find the most relevant fees of Flatex for each asset class.
For example, in the case of stock investing, commissions are the most important fees. This selection is based on objective factors such as products offered, client profile, fee structure, etc.
See a more detailed rundown of Flatex alternatives. Flatex has average trading fees. Currently, its stock and ETF fees are considered low in comparison with other brokers.
Flat fees are great if you trade in higher volumes. Trading on margin basically means that you borrow money from your broker and can purchase more shares than you could with just the available cash in your account.
You have to pay interest on this borrowed money — the interest rate is called the margin rate. It can account for a significant portion of your trading costs.
To have a clear picture on forex fees we calculated a forex benchmark fee for major currency pairs. This catch-all benchmark includes commissions, spreads and financing costs for all brokers.
Flatex has low non-trading fees. Open account. We believe that most European clients can open an account.
On the other hand, for clients who are not a resident of Germany or Austria, the account opening process is much more complicated.
Also, we recommend opening an account only if you speak German on at least an intermediate level as the account opening process and most of the trading platforms are in German.
Customer service is hit or miss, but in our most recent test, they spoke English well. This is good news if you want to trade in smaller amounts.
If you are from Germany or Austria, the account opening process is fully digital and convenient via video identification. After registering online we had to send our notarized documents to Flatex via mail.
At Flatex, you can choose from 4 base currencies. Why does this matter? For two reasons. If you fund your trading account in the same currency as your bank account or you trade assets in the same currency as your trading account base currency, you don't have to pay a conversion fee.
A convenient way to save on currency conversion fees is by opening a multi-currency bank account at a digital bank. These usually offer bank accounts in several currencies with great currency exchange rates, as well as free or cheap international bank transfers.
Opening an account only takes a few minutes on your phone. Compare digital banks. Flatex charges no deposit fees , but you can only add funds to your account by bank transfer.
You can only deposit money from accounts that are in your name, and the process can take several business days. For us, it took 3 business days to withdraw our money via bank transfer.
Withdrawals can only be made to accounts that are in your name. Compare to other brokers. Flatex's web trading platform is simple and great for executing trades.
It is well-designed, but the interface lacks customization options. The use of the secondary system is expressly indicated by a corresponding message on this WebSite.
This system makes it possible to test the technical connection and functional communication before using the system in a real environment.
TPPs must identify themselves to the test system with a valid certificate as required by PSD2: Qualified electronic certificate according to the eIDAS regulation electronic IDentification, Authentication and trust Services with the certificate attributes for the role of the TPP, the relevant supervisory authority and the authorisation number.
The response is managed according to the test specifications by using specific data in accordance with the test specifications.
SCA is not a test item. The behaviour of SCA is based on the respective test case. The full scope of XS2A services, implemented by the account-keeping institutions, can be tested see also Characteristic XS2A interface of the flatex Bank.
The test system does not take into account any restrictions that may exist in the services of a connected contracting party. The following test specifications are provided for third-party providers TPP to perform the connection tests to the XS2A interface.
Not all possible variants are listed in detail. The goal is to provide sample coverage that allows TPPs to test their implementation of the XS2A interface for the technical port.
Data and specifications for XS2A interface connectivity tests. Payment accounts are characterised by the fact that payment transactions can be carried out by the account holder in full via these accounts, in particular in the form of credit transfers.
Accounts that are managed partly or wholly in the reference account model do not fall under this category of accounts.
The PSU requires a PSD2-compliant authentication tool to authenticate online access to account information account balance, account statements and order credit transfers.
Such an authentication instrument is provided by flatex Bank in the form of the pTAN procedure. The pTAN procedure or pushTAN procedure is an app-based procedure in which the relevant data of a transaction with the generated TAN is transferred to an app "pushed" and can subsequently be used to release a transaction.
Further information can be found on the information pages in the Corporate Clients Web branch. If a release is required when using a third-party app that communicates with us as the account servicing payment service provider via XS2A, this does not happen as usual in online banking or within the third-party app.
Authentication or release via TAN is required every 90 days when accessing account information. In addition, CFD trading is possible via an integrated solution without having to open an additional account.
While the flat-rate and low-priced pricing model as a whole are a major plus in our flatex review, there remains a certain lack of transparency with regard to the exchange fees.
Other brokers set a trading tariff, via which the exchange fees are paid. Others, however, charge both a trading centre fee and stock exchange fees.
The fact that no other solution, which is more transparent to customers, has been found is a weak point in our flatex review, which is likely going to be a problem for most customers.
Around exchange-traded index funds ETFs are accessible through savings plans. For exchange trading, investors can choose between a free basic platform and paid expansion modules.
Intelligent order types play an increasingly important role in active trading. This particularly applies to investors who do not trade in an automated manner, but who want to implement entry and exit signals precisely and without continuous monitoring of the market.
There are half a dozen order types available via the flatex platforms: Stop, limit, stop limit, if done, OCO, and trailing stop orders — for purchase and sales orders.
For the majority of investors who are giving flatex a try, this selection should suffice since its is mainly professional traders that use even more specific order types.
Nevertheless, there are brokers with a much larger selection. The order functions of the trading platform are thus neither a pro nor a con in our flatex review.
Despite favourable ETF savings plans, a large number of customers, who are giving flatex a try, are either active or even semi-professional traders.
In the securities business, the broker has opted for a free basic platform, which can be extended via additional modules that are subject to a charge.
The screenshot above was taken from flatex Desk Trader web-based version. The platform provides a relatively comprehensive charting tool.
Various chart display options, technical indicators such as MACD, RSI, or stochastics, as well as drawing tools are complemented by tools that are not available as part of the software of most other brokers.
This is the case, for example, for a scanner that can be used to search for candlestick formations morning star, evening star, hammer, etc.
If these formations are found in the chart, they are highlighted. However, a powerful market scanner, which can be used to search dozens of markets for different technical criteria, is not part of the basic software package.3/14/ · Flatex is considered safe because it has a long track record, is listed on a stock exchange, has a banking background, discloses its financials and is regulated by a top-tier authority. In , flatex AG acquired % of DEGIRO. Currently they operate as separate entities, with Flatex strengthening DEGIRO's regulatory backbone/5. Eine der günstigsten Direktbanken aus unserem Test von Depotkosten dreht kräftig an der Preisschraube. Bei Flatex ist das Wertpapierdepot ab März nicht mehr kostenlos. Der Anbieter verlangt ab dann eine jährliche Verwahrgebühr. Sie bezieht sich auf . Test System. As an account-keeping institution, the flatex Bank provides third-party providers (TPPs) with a test system for the XS2A interface. This system makes it possible to test the technical connection and functional communication before using the system in a real environment. The following framework conditions exist for the test system.